Website terms of use
This website is operated by Insignia Financial Ltd (ABN 49 100 103 722). By accessing or using this website you agree to be subject to these website terms of use (Terms of Use).
The Insignia Financial Group comprises Insignia Financial Ltd, its subsidiaries and related bodies corporate. Each entity within the Insignia Financial Group is responsible for the information on this website relating to the specific financial products issued, or services provided, by the respective entity. Unless the context otherwise requires, references to ‘we’, ‘us’, ‘our’ and ‘Insignia Financial’ on this website are references to the relevant Insignia Financial Group entity responsible for issuing the particular financial product or providing the financial service to which the information relates. Where such information does not relate to any particular financial product or financial service, a reference to ‘we’, ‘us’, ‘our’ or ‘Insignia Financial’ means the Insignia Financial Group.
Products and services
Information on this website does not take into account the objectives, financial situation or needs of any particular person and should not be used as a basis for making any investment or financial decisions. Before making any decision based on this information, you should consider whether it is appropriate for you having regard to your objectives, financial situation and needs. We also recommend you seek advice from a financial adviser.
You should obtain and consider a copy of the relevant Product Disclosure Statement (PDS) or disclosure document before making any decision about whether you acquire or continue to hold any product of the Insignia Financial Group.
Details about the investment products offered by the Insignia Financial Group and how to invest are set out in their current PDS or disclosure document. A copy of the current PDS or disclosure document can be obtained from this website or by calling our client services team using the number on this website.
The content of this website is not intended to represent or be a substitute for specific taxation or legal advice and should not be relied on as such.
Additional terms of use
In addition to these Terms of Use, use of parts of this website may be subject to specific and additional terms of use. You should always review any specific and additional terms of use which are stated to apply on any particular page of the website. In the event of any inconsistency between these Terms of Use and those other specific and additional provisions, the specific and additional terms of use will prevail.
Links to third-party websites
Links to other websites operated by third parties are provided for convenience only. Any such links do not constitute or imply endorsement or recommendation of the operators of those websites or any product or service of such third parties. We do not control and are not responsible for the content of any website accessed via links from this website, or for any third-party website that may be linked to this website.
Accuracy and reliability of information
While the Insignia Financial Group has taken all reasonable care in producing the information on this website, the Insignia Financial Group makes no representations or warranties in respect of, and, to the extent permitted by law, excludes all warranties in relation to, the accuracy, timeliness, reliability, adequacy, fitness for purpose or completeness of the information on this website or any third-party website.
While the information on this website is believed to be accurate, the Insignia Financial Group, its officers, employees and directors exclude all liability whatsoever for any loss, damage, cost or expense (whether direct, indirect or consequential), howsoever arising out of any person’s use of this website (or use of a third party website accessed via this website), or arising out of any person’s reliance on the information on this website or a third party website, or otherwise incurred as a result of any error or omission in any information on this website or a third party website. This does not limit any rights a person may have under the Australian Consumer Law or other applicable legislation.
Availability of website
The Insignia Financial Group will use its efforts to provide access to this website on a 24-hour basis. However, access may be interrupted to facilitate the website’s maintenance or for any other reason. The Insignia Financial Group will not be liable to any person for interruptions to access for any reason.
Australian residents only
The information on this website (as well as the products and services made available through it) are intended for Australian residents only. All references to dollars are to Australian dollars unless otherwise stated.
No guarantee of performance
No company within the Insignia Financial Group guarantees the performance of any investment product. All products of the Insignia Financial Group are subject to investment risk including possible delays in repayment and loss of income and capital invested. The future value of investments may rise and fall with changes in the market.
Past performance is not indicative of future performance.
Privacy policy
The Insignia Financial Group Privacy Policy is also available on this website.
Changes to these Terms of Use
The Insignia Financial Group may vary these Terms of Use at any time. You should check the website regularly for any changes to the terms. Your continued use of the website constitutes your acceptance of the Terms of Use as amended.
Intellectual property
Copyright and other intellectual property rights in the information and content contained on this website is owned by the Insignia Financial Group unless otherwise stated.
A copy of the information and content contained within this website may be printed or downloaded for personal use only. Except as permitted under the Copyright Act 1968 (Cth) or other applicable laws, no content contained within this website may be otherwise reproduced, adapted, distributed, performed in public or transmitted in any form without the prior written consent of the Insignia Financial Group. Any copy of materials you make from this website must retain all copyright or other proprietary notices or disclaimers contained within such materials.
‘Insignia Financial’ is a trade mark owned by Insignia Financial Ltd. This website also contains a number of other trade marks which are owned by the Insignia Financial Group. Nothing on this website should be considered as granting a licence or right to use any trade mark of the Insignia Financial Group or of any third party.
The Insignia Financial Group reserves all rights with respect to copyright and trade mark ownership of all material on the website and will enforce such rights to the full extent possible under applicable law.
Managed Portfolio Service
For clients of the Managed Portfolio Service, only information displayed as at quarter end will be considered by the auditor of the Managed Portfolio Service in conducting its audit and provision of its annual report.
Severability
If any provision of these Terms of Use is deemed unlawful, void, or for any reason unenforceable, then that provision will be deemed severed from these Terms of Use and will not affect the validity and enforceability of the remaining provisions.
Governing law
All matters relating to this website, including these Terms of Use and the use of this website, will be governed by the laws of Victoria.