Important information: This document has been prepared on behalf of IOOF Investment Management Limited (IIML) ABN 53 006 695 021, AFS Licence No. 230524. IIML is the Registrable Superannuation Entity (RSE) Licensee, RSE Licence No. L0000406 for the IOOF Portfolio Service Superannuation Fund (Fund) ABN 70 815 369 818. IIML is part of the group of companies comprising Insignia Financial Ltd ABN 49 100 103 722 and its related bodies corporate (Insignia Financial Group). The information in this document is general in nature and doesn’t take into account your objectives, financial situation or individual needs. Before making any decision based on this information, you should assess your own circumstances and consider seeking advice from a financial adviser or a registered tax agent. Please obtain and consider the relevant Product Disclosure Statement (PDS) and Target Market Determination (TMD) before making any decision about whether to acquire a financial product. The information in this document is current at the date of issue and may change.